Don’t have a credit card? Many people are in the same situation, and unfortunately most car rental agencies refuse to rent vehicles without a credit card as a guarantee. This is a problem we decided to solve. At FrankinGoCars, we believe car rental should be accessible to everyone, regardless of the type of card you have. That’s why we offer a unique solution on the Italian market: car rental without a credit card.
In this complete guide, we’ll explain how our service works, which payment methods we accept, and how you can rent a car with us in Naples and Rome even if you don’t have a credit card.
Why Do Rental Agencies Require a Credit Card?
Before explaining how we solve this issue, it’s important to understand why most agencies require a credit card.
Traditional Reasons:
- Payment Guarantee: A credit card provides a guarantee that the renter will pay the bill.
- Damage Protection: If the car is damaged, the rental company can charge the cost directly to the card.
- Security Deposit: Many agencies place a hold on the card as a deposit.
- Administrative Convenience: Credit cards simplify payment processing and tracking.
However, these reasons shouldn’t exclude people who don’t have a credit card. That’s why FrankinGoCars has developed an alternative system.
How Credit-Card-Free Rental Works with FrankinGoCars
Our system is simple and transparent. We accept several payment methods as alternatives to a credit card, while ensuring the same level of security and protection.
Accepted Payment Methods:
💳 Debit Card
If you have a debit card, you can use it just like a credit card. It does not need to be a true credit card.
💰 Cash
We accept cash payments at our branches. You’ll need to pay the rental cost + a cash deposit at the time of pick-up.
🎫 Prepaid Card
Prepaid cards (such as Postepay, Hype, etc.) are accepted. Make sure the card has sufficient funds at pick-up.
Rental Process Without a Credit Card
The process is quick and easy. Here’s how it works:
Step 1: Online Booking
Go to our website and book the car you want. During booking, select the “Payment Without a Credit Card” option.
Step 2: Booking Confirmation
You’ll receive a confirmation email with your booking details, the total cost, and payment instructions.
Step 3: Pay the Deposit
Depending on the payment method you choose:
- Debit/Prepaid Card: You will pay online or at pick-up.
- Cash: You will pay the rental cost + the deposit (usually €300–500) at pick-up.
Step 4: Pick Up the Car
Bring the required documents (driving licence, ID, booking confirmation) to our branch. You’ll complete the paperwork and receive the keys.
Step 5: Return the Car and Receive Your Deposit Back
Return the car in the agreed condition. If there is no damage, your deposit will be refunded within 5–7 business days.
Documents Required for Credit-Card-Free Rental
Regardless of the payment method, you’ll need:
- A Valid Driving Licence: Italian or international (if you are a non-EU citizen)
- A Valid ID Document: Passport, ID card, or driving licence
- Tax Code (Codice Fiscale): For Italian citizens
- Confirmed Booking: Booking confirmation email
- Payment Method: Debit card, prepaid card, or cash
If you are a non-EU citizen, an International Driving Permit may be required.
Benefits of Renting Without a Credit Card with FrankinGoCars
✅ Exclusive Benefits:
- Accessibility: No credit card needed to rent a car
- Flexibility: We accept debit cards, prepaid cards, and cash
- Transparency: No hidden fees—everything is clear from the start
- Security: The deposit protects both you and us
- Availability: Service available in Naples and Rome
- Support: Our team is available 24/7 to help you
Flexible Payments: Rent Today, Pay in 3 Installments
In addition to credit-card-free rental, we also offer the option to pay in 3 convenient installments via Scalapay. This is especially helpful if the total cost is high.
FAQ - Renting Without a Credit Card
Q: What deposit is required?
The deposit varies depending on the car type and rental duration, but it’s generally between €300 and €500. This amount is collected at pick-up and refunded after return if there is no damage.
Q: Can I pay in cash if I don’t have a card?
Yes, absolutely. We accept cash payments at our Naples and Rome branches. You’ll need to pay the full rental amount + the deposit in cash at pick-up.
Q: What happens if the car is damaged?
If the car is damaged, the repair cost will be deducted from the deposit. If the damage exceeds the deposit amount, you’ll need to pay the difference. We recommend purchasing additional insurance for extra protection.
Q: How long does it take to refund the deposit?
If you pay by card (debit or prepaid), the refund is processed within 5–7 business days. If you pay in cash, the deposit is refunded in cash at the time of return (after the car is inspected).
Don’t lethttps://www.frankingocars.it/en/car-rental-roma-fiumicino the lack of a credit card stop you from renting a car. With FrankinGoCars, you can explore Rome and Naples with complete freedom. Book your rental in Rome now or in Naples without a credit card!